Florida Boat Insurance- Florida's #1 Boat Insurance Site.

Florida’s #1 Boat Insurance Site

Get An Instant Florida Boat Insurance Quote

Progressive offers a secure instant online insurance quote. Just select boat insurance and enter your zip below and you’ll have your quote on your computer screen in about 5 minutes.

Compare Quotes From The Top Boat Insurance Companies In Florida

Visit our secure Easy Quote Page to get a Florida boat insurance quote comparison from top rated Florida insurance companies. We are a Florida based insurance agency that continually monitors Florida’s insurance market for the best boat insurance companies. Input your information once at our secure Boat Insurance Quote Page and we can quote it with all of our carrier’s in one easy step. We will email, fax, or call with your quote comparison, normally within 24 business hours. It’s the easiest way to get quotes from multiple companies online.

Florida Boat Insurance Rate Quotes

You will find that Florida boat insurance rate quotes vary greatly depending on the type of coverage you are looking for. Companies may take into consideration your driving record, credit history, age, address, number of drivers and type of boat, as well as the type of coverage you carried on your previous insurance policy. All this information is compiled and you are issued a tier rate. The better your tier, the lower your insurance quote will be. One company is not always the best fit for all drivers. That is why we always compare these companies with our comparative rating software to verify the best quote.

Florida Boat Insurance Requirements

Although insurance is not required (see Summary of Law) on a boat for personal use in the state of Florida it is a very good idea to carry coverage to protect your personal liability, as well as injuries, in the event of a boating accident.

Most companies offer coverage similar to an auto insurance policy (see our Florida Auto Insurance Page for a more detailed description of these coverages). This would include bodily injury liability in the event you injure someone in an accident, and property damage liability to cover damage you cause to someone else’s property with your boat. Florida Boat Insurance Additional Coverages Medical payments can be purchased to cover injuries to you or a guest passenger in the event of injury while you are boating. You may also purchase comprehensive and collision coverage. Comprehensive will cover damage to your boat outside of an accident (theft, windstorm, etc.) and collision coverage will protect against damage incurred in an accident. Uninsured motorist is also available in the event you are injured by someone who does not carry insurance or may not have enough insurance to cover your injuries, lost wages, or loss of life. Coverage for your fishing or skiing equipment can also be purchased under your boat policy.

Florida Boat Insurance Companies

We represent and compare rates of some of the top rated insurance companies in Florida including Progressive, AIG, American Modern, American Reliable, and many more.

Florida Boat Insurance Coverage Area

We are licensed to write insurance throughout the state of Florida including but not limited to Jacksonville, Miami, Tampa, St. Petersburg, Orlando, Tallahassee, Cape Coral, and Pembroke Pines.